Categories

18 pages

Investment

“Making an investment and making money isn’t urgent, and getting anxious won’t help either.”

Reflecting on years of stock trading experiences, although I didn’t make a fortune, I also didn’t lose too much. The biggest issue was an unreasonable allocation of funds and an unstable mindset. Currently, my primary source of income is work, earning a fixed salary each day through part-time jobs, and my ability to withstand financial fluctuations remains at the level of bonds and bank deposits. However, people are inherently greedy; if you buy too little, even when prices rise, you won’t make money; and if you buy too much, you will lose money. At this point, maintaining a stable mindset is particularly important, as it can help us keep our wealth afloat.

Fixed Income Funds / Bond Funds

Those of us born in the 90s, we didn’t really feel the impact of the 2008 financial crisis – after all, we were young and hadn’t yet started to focus on finance. The roaring bull market of 2015 came with a lot of fanfare, and when it ended, it made quite a stir, ultimately requiring government intervention to stabilize the markets. Simultaneously, this brought the concept of “funds” into the view of ordinary people.