Investment

Everyone has their own life trajectory, so the concept of “being a good teacher” often seems superfluous in adult circles.

Worldview

Our life’s journey begins with vastly different formative experiences, these experiences converging and flowing like rivers to ultimately shape our unique life paths. Each story, each choice, weaves together and merges within our minds, solidifying into our perception of the world – our worldview.

What you’ve witnessed as tragedy may be merely a story in a book to another person. What you disdain as a lifestyle may be precisely the ideal someone else desperately pursues.

Using AI too much, we start thinking of AI for everything – often, learning new developments is more reliable with search engines plus official project documentation.

Hong Kong stocks entered on the dip, encountered a pullback, and then just randomly traded, resulting in basic losses.

Strategy Trading

Not necessarily to actually practice and make money, but rather to improve my own abilities through learning. I don’t believe in these trading indicators; I mostly trust the national fortune (luck) and investing in broad market indices via a buy-and-hold strategy.

Driven by the tide of technological innovation, RWA (Real World Assets) and Web3 have become hot topics in the financial industry. Traditional financial institutions – once regarded as conservative and stable giants – are now actively embracing these emerging concepts, vigorously promoting the development of RWA and DeFi (Decentralized Finance). However, behind this technology-driven transformation lies a core question worth pondering: Are these dazzling new concepts truly disruptive innovation, or simply giving traditional financial businesses a “new look”?

[The company recently raised capital in the Hong Kong market](Nine Fang Zhi Tu.pdf), this fundraising is similar to Xiaomi’s operation, and this article breaks down the details. –>

Nine Fang Intelligent Investment and Sales Interpretation

What are the fees associated with participating in the offering; when can these stocks be sold, what other important information is contained in this document?

✅ Fees Associated with Placement

This placement activity is a pre-existing shareholder first, then new placement method, targeting new investors (placements), does not involve retail investor subscriptions, therefore:

For mainland residents investing in Hong Kong and US stocks, understanding relevant tax regulations is crucial. This article will comprehensively analyze what capital gains tax is, why it applies to investments in Hong Kong and US stocks, and explain the workings of CRS (Common Reporting Standard). Furthermore, this article will also provide detailed answers regarding the tax responsibilities and specific tax rates for mainland residents investing in Hong Kong and US stocks through various channels (Hong Kong brokers, Hong Kong-Shanghai Link, and Shenzhen-Hong Kong Link).

It’s difficult for ordinary people to understand a policy document, and traditional financial planning is based on understanding annualized returns. However, the calculation method of an increasing term life insurance policy is Internal Rate of Return (IRR), and there’s a difference between these two – what’s the difference and why does it exist?

When funds are invested in one go, Internal Rate of Return (IRR) and Annualized Return (Annualized Return) produce the same results.

AI has been integrated into daily development workflows, and recent investments have shifted focus from external funds to internal stocks and ETFs.

Open Source Projects

Project Log

Last week, I was bored and tried to obtain GitHub badges, starting to use the Issue module. Previously, when writing code, I always wanted to find a place to record the content of each AI modification, but creating a separate document to record it felt disorganized. Now that we have the Issue module, tagging them to distinguish between bugs, features, enhancements, etc., has made the records clear and efficient. Even if I might not need them in the future, recording them is still a form of accumulation. View Issue List

Reflecting on years of stock trading experiences, although I didn’t make a fortune, I also didn’t lose too much. The biggest issue was an unreasonable allocation of funds and an unstable mindset. Currently, my primary source of income is work, earning a fixed salary each day through part-time jobs, and my ability to withstand financial fluctuations remains at the level of bonds and bank deposits. However, people are inherently greedy; if you buy too little, even when prices rise, you won’t make money; and if you buy too much, you will lose money. At this point, maintaining a stable mindset is particularly important, as it can help us keep our wealth afloat.